Protecta Mechanical Breakdown Insurance

To further protect your investment, make sure you're covered for unforeseen mechanical breakdowns with Protecta Mechanical Breakdown Insurance. Protecta Insurance provides market-leading mechanical breakdown insurance for your motor vehicle, protecting your investment from the unexpected. You never know when you might need this cover but when you do Protecta Insurance is there.

Protecta Mechanical Breakdown Insurance provides:

  • Cover for specified mechanical and electrical breakdowns
  • 12, 24 or 36 month cover option
  • 15-day money back guarantee as long as you have not made a claim under the policy
  • Generous claim entitlement which are set when you purchase your policy
  • Low excess option (may not be available on all vehicles)


PROTECTA Insurance Policy covers the following vehicles:

  • Vehicles up to 225,000 kms at the commencement date of cover
  • Vehicles up to 18 years of age at the expiry of the period of insurance

Maximum claim limit within this policy - market value of vehicle (per claim). Excess start from as low as $50.

Additional Benefits

We offer 24 hour, 7 day AA Roadservice Cover, including 3 free callouts per year for breakdowns, flat tyre/damaged wheel, flat battery, locked out, out of fuel, lost keys. Some driver costs may apply. Just telephone 0800 HELP TO U (0800 435 7868) for assistance.

Travel costs to get you home are covered (up to $500)*, PROTECTA Insurance even pays for your accommodation in case you have to stay overnight (up to $500)*, Factory fitted audio systems are covered (up to a maximum of $600)*

It all adds up to Peace of Mind Motoring